Innovación de las Mipymes colombianas: 252 53
Relación con el financiamiento externo en condiciones de crisis
DOI:
https://doi.org/10.51896/2a2axc60Palabras clave:
Financiamiento externo, Innovación empresarial Mipyme, crisis, género, nivel educativoResumen
Este trabajo revisa el efecto que sobre los niveles de innovación de las Mipymes colombianas tiene las condiciones de financiación externa en contexto de crisis, diferenciándolo según el nivel educativo y el género de los gerentes. La información recopilada de 479 empresas muestra que durante la pandemia por COVID-19 los bancos limitaron el acceso a los préstamos y endurecieron sus requisitos, y aun así, aunque no sin dificultades, en 2020 dichas organizaciones mantuvieron un nivel aceptable de innovación. Por otra parte, mediante un análisis de regresión múltiple, se corrobora que mejores condiciones de crédito conducen a indicadores más elevados de innovación, principalmente cuando las empresas están gerenciadas por personas con estudios universitarios o por hombres. Nuestros hallazgos destacan la relevancia de promover la colaboración entre entidades privadas y públicas, entidades financieras y académicas para favorecer la gestión de las Mipymes en periodos de crisis, las cuales como lo muestran las actuales circunstancias, cada vez son más frecuentes por factores naturales y/o de geopolítica.
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Esta obra está bajo una licencia internacional Creative Commons Atribución-NoComercial 4.0.
